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Sep 28, 2017 - 34 minute read

Taking a personal loan from 401k

Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. WhiteRockLoans. com is not a lender and does not make loan or credit decisions.

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Taking a personal loan from 401k

Sometimes you need quick cash, whether its for repairing a broken-down car, taking care of an overdue utility bill, or paying for a trip to the emergency room. Online lenders provide the fastest time to funding. Compare these options for fast cash: Quick loans in a day or two: Stick with reputable lenders that check your ability to afford the loan.

Quick loans in a week or less: Consider loans from a bank or credit union if you have more time. Quick cash without a loan: Ask for an advance on your next paycheck, borrow from family and friends or explore other ways to make fast cash. Before you take taking a personal loan from 401k from any lender, shop around, especially if you have no credit or bad credit.

Taking a personal loan from 401k

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Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.

WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to taking a personal loan from 401k. Late Payments Hurt Your Credit Score.

Please be aware that missing a payment or making a late payment can negatively impact your credit score.

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