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Sep 28, 2017 - 34 minute read

Does commonwealth bank do cash advances

According to Ann Baddour, a policy analyst at Appleseed, the DAs seem to operate with more discretion than the county attorneys, but the outcomes were arguably as perverse.

Baddour said one DA told her that of the hot check complaints he had received, none had led to criminal charges or prosecutions. Instead, he said, his office sent letters threatening criminal charges unless the initial loan amounts plus fees were repaid. The DA, who seemed to think he was showing evidence of his proper conduct, was instead admitting that his office functioned as a debt collector. With the help of free legal aid, Jones case was eventually dismissed, and she said the court waived her outstanding payment to Cash Plus.

But not all debtors are as fortunate. Despite being against does commonwealth bank do cash advances law, the data show that criminal complaints are an effective way for payday lenders to get borrowers to pay.

Of the 1,576 criminal complaints Appleseed analyzed, 385 resulted in the borrower making a repayment on their loan. In Collin County alone, 204 of the 700 criminal complaints based on payday lenders affidavits ended in payments totaling does commonwealth bank do cash advances. This success in using criminal charges to coerce money from borrowers means that payday lenders have a financial incentive to file criminal charges against debtors with alarming regularity -- even if those charges are eventually rightfully dismissed.

Does commonwealth bank do cash advances

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Does commonwealth bank do cash advances

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